Contract Hire: one regular affordable payment
'Contract Hire' offers worry-free motoring and the convenience of a single, regular payment. Simply by transferring your allowance to them, you get a brand new car as well as insurance, maintenance, breakdown cover and more.
To widen your choice they also have a range of larger or higher specification options. If the cost of the car you have chosen is higher than your full allowance, you will need to pay the difference as an advance payment. Some smaller, less expensive cars don't require the whole of your allowance to be used. In this case, you'll continue to receive the rest of your allowance as normal. If your allowance increases during the agreement, you'll also receive the increase.
Please note: If you choose a contract hire car package you must have at least 12 months award length remaining.
Hire Purchase
You may prefer to buy your own vehicle, particularly if you:
• Need to buy a new or used car
• Need adaptations and would prefer not to have to re-install them after three years (alternatively, we can normally extend a three-year agreement for a further two years when it expires)
• Regularly cover high mileage (i.e. above 45,000 miles over three years)
If you choose hire purchase, you negotiate the actual purchase price with your Motability dealer. Remember that you will be responsible for organising and paying for comprehensive insurance, breakdown recovery, servicing and repairs.
Please note: If you buy a car with hire purchase, it is normally expected that you will be receiving the allowance for the full length of the agreement.
