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Seward Suzuki Motability

Seward Suzuki Motability

Motability is a national charity, set up on the initiative of the Government in 1977, to assist disabled people with their mobility needs. They direct and oversee the Motability Scheme which enables disabled people to obtain a car, powered wheelchair or scooter simply by using their government-funded mobility allowances.

In the UK, over 1.7 million disabled people qualify for the Higher Rate Mobility Component of Disability Living Allowance and over 17,000 qualify for the War Pensioners' Mobility Supplement. What a disabled person chooses to do with that money is entirely up to them. Currently, some 430,000 disabled people have chosen to have their allowances paid to the Scheme to meet the cost of having a car through contract hire or hire purchase schemes.

Motability, the charity (registered charity no: 299745), has overall responsibility for the Motability Scheme:

  • They direct and oversee the Scheme.
  • They raise funds to provide financial help to Scheme customers who would otherwise be unable to afford the type of car and any adaptations that they need.
  • They administer the Government's Specialised Vehicles Fund which provides financial assistance for customers who need to travel in their wheelchairs.
  • They provide Technical Services to customers and the adaptation and conversion industry.

The Motability Car Schemes are administered on a contract basis by Motability Operations, a not-for-profit private company owned by the major banks.

Since 1978, some 2 million cars have been provided through the Motability Scheme. Today the Scheme purchases over 5% of all new cars sold in the UK.

The Car Package

If you receive the higher rate mobility component of the Disability Living Allowance, getting a new car is easier and more affordable than ever.

Through Motability, you simply turn your mobility allowance into the car of your choice. The most popular option is the worry-free 'Contract Hire' Scheme, which includes:

  • A new car every three years
  • Free tyres
  • Insurance
  • Road tax
  • Servicing, maintenance and repairs
  • Breakdown cover
  • Window or windscreen replacement

Are You Eligible

To use any of the Motability schemes, you must be receiving one of the following benefits:

  • Higher Rate Mobility Component (HRMC) of the Disability Living Allowance (DLA)
  • War Pensioners' Mobility Supplement (WPMS)

Please note: If you choose a contract hire car package you must have at least 12 months' award length remaining. For customers choosing to buy a car with a hire purchase agreement, it is normally expected that you will be receiving the allowance for the full length of the agreement.


What's more, with the contract hire package you don't need to drive. You can nominate up to two drivers who may be friends or relatives, and parents or carers can apply on behalf of a child aged three years and upwards

No waiting lists. No credit checks. No assessments required.

Paying for Your Car

Contract Hire: one regular affordable payment

'Contract Hire' offers worry-free motoring and the convenience of a single, regular payment. Simply by transferring your allowance to us, you get a brand new car as well as insurance, maintenance, breakdown cover and more.

To widen your choice we also have a range of larger or higher specification options. If the cost of the car you have chosen is higher than your full allowance, you will need to pay the difference as an advance payment. Some smaller, less expensive cars don't require the whole of your allowance to be used. In this case, you'll continue to receive the rest of your allowance as normal. If your allowance increases during the agreement, you'll also receive the increase.

Please note: If you choose a contract hire car package you must have at least 12 months award length remaining.

Hire Purchase

You may prefer to buy your own vehicle, particularly if you:

  • Need to buy a new or used car
  • Need adaptations and would prefer not to have to re-install them after three years (alternatively, Motability can normally extend a three-year agreement for a further two years when it expires)
  • Regularly cover high mileage (i.e. above 45,000 miles over three years)

If you choose hire purchase, you negotiate the actual purchase price with usr. Remember that you will be responsible for organising and paying for comprehensive insurance, breakdown recovery, servicing and repairs.

Please note: If you buy a car with hire purchase, it is normally expected that you will be receiving the allowance for the full length of the agreement.

Frequently Asked Questions

Q: I can't afford the advance payment. Can I get financial help?

A: If you are unable to afford the advance payment required Motability may be able to provide financial help. Please note that financial help is only given towards the least expensive solution that meets your mobility needs.

Q: Do you offer any price guarantees?

A: Yes. We offer a firm price guarantee to customers, which will ensure that the price you agree with us when your application is accepted, is the price you pay when you collect your car. The price guarantee stands however long it takes for your new car to be delivered. The only case where the price may alter is if the car description changes.

Q: Can I just call in on Seward Suzuki or do I have to make an appointment?

A: If you have specific technical questions it is well worth making an appointment to visit us at a time that suits you. 

Q: I've found the perfect car! How do I apply?

A: Once you have decided on your car, Seward Suzuki will complete the application form with you. You will need to provide us with your driving licence and award entitlement notice, proof of address, driving licences for other named drivers, and details of any previous accidents and driving convictions that you, or your named drivers may have.

Q: How long before my car arrives?

A: We will advise when your new car will be delivered, which could be as little as a few weeks. 

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